6 Simple Trench-Coat-and-Loafer Outfits That Make Winter Dressing So Easy

As the temperature cools and a dusting of frost appears on the streets outside, a whole new set of seasonal heroes are making their way into the spotlight. Of all the winter buys to get excited about—yes, there's a lot—two items, in particular, have been the talk of the Who What Wear team lately: trench coats and loafers. And they just so happen to look incredibly chic when styled together.

Their shared timelessness and versatility make them logical companions; both re-emerge as winter wardrobe mainstays year after year, and both add instant polish to every outfit—precisely the trait we love most in clothing. In tandem, then, you can easily achieve double the polish. That's the kind of math I can get on board with.

And we're not the only ones who feel so strongly about this classic combination. Already, a quick stroll through Instagram proves the popularity of trench coats and loafers for yet another winter. It's like all the fashion enthusiasts of the world have united in their love for these trend-defying staples, and we're inviting you to join in.

Below, you'll find six simple trench-coat-and-loafer outfits worth bookmarking for the season ahead, courtesy of some of our most-trusted influencers. Enjoy!

1. Khaki Trench Coat + Wide-Leg Jeans + Backless Loafers

Trench coat and loafer outfits: @taffymsipa wears a khaki trench coat with wide jeans and loafers

Photo:

@taffymsipa

Style Notes: Not a fan of the classic camel trench coats? Try a khaki iteration, like Taffy—it'll be just as versatile and easy to style with your winter colour palette.

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The relaxed fit means you can layer knitwear underneath.

Our editors are crushing hard on this Bottega bag. 

I've owned a pair of & Other Stories jeans for years and still get so much wear out of them.

Massimo Dutti understood the loafer-mule assignment. 

2. Camel Trench Coat + Midi Skirt + Socks and Loafers

Style Notes: Rachael's Fashion Week ensemble is everything a chic but easy outfit should be. I particularly appreciate how it shows a little leg, ideal if you're hoping to spin this as a party outift.

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The volumised sleeves on this trench create a cool silhouette.

While this is quite a dressy fabrication, tucking a T-shirt in and adding chunky loafers will quickly make it feel casual.

3. A-Line Trench Coat + Slim Jeans + Snaffle Loafers

Style Notes: If you're looking for an easy way to upgrade your jeans-and-a-t-shirt, look no further than these hero items. The result will be smart and polished, but no less comfortable.

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IMO, this is the perfect goes-with-everything cover-up. 

These classic jeans come in an extended size range.

4. Cropped Trench Coat + White Jeans + Minimal Loafers

Style Notes: Longline coats aren't your thing? The good news is there are plenty of cropped versions on the market, and they look great with denim.

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Burberry's trench coats, cropped or not, are iconic for a reason.

White jeans will make your winter outfits feel light and fresh.

5. Black Trench Coat + Split-Hem Trousers + Square-Toe Loafers

Trench coat and loafer outfits: @aidabadji_ wears a black trench coat with split-hem trousers and loafers

Photo:

@aidabadji_

Style Notes: Come winter, I tend to favour monochrome outfits, so naturally, I had to bookmark Aïda's sleek black-and-cream look. This trench option will work over evening outfits, too.

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Designed to protect you during light showers (and keep you looking on-point throughout).

Split-hem trousers are sticking around for another season.

Jigsaw has just created the ultimate soft-leather loafer. 

6. Classic Trench Coat + Mini Skirt + Chunky Loafers

Trench coat and loafer outfits: @astyleedit wears a trench coat with a mini skirt, loafers and socks

Photo:

@astyleedit

Style Notes: Anyone who owns a trench coat will know how well they work with *everything*, including mini skirts. I love the juxtaposition between the short hemline and the chunky, almost masculine loafers. Just add tights!

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Mango is my go-to for budget-friendly outerwear.

A core component of every wardrobe.

Easy to dress down with sneakers or add heels for a night out.

If you're unwilling to splurge on the Prada loafers, I think this COS pair is a great dupe.